Garage Liability Insurance

Need garage liability insurance? Get competitive insurance quotes for garage liability insurance and garage insurance.

Also called motor trade insurance, garage insurance is liability insurance for garage owners and car dealerships. Garage insurance protects businesses from claims involving customer's automobiles while on business premises.

The term garage here refers to any automobile dealers, repair garages, service stations, storage garages, parking lots, valet services, and delivery and towing operations. It applies to liabilities involving "garage buildings, contents, stock and equipment, and automobile liability."

But there are also a number of limitations for garage insurance. Consider the following points from an article by LeRoy H. Utschig :

• Garage insurance will not cover liabilities unless directly related to the garage or vehicles themselves. Other services may not be protected.

• Businesses purchasing garage insurance need to decide if they want auto dealer's liability coverage over customers while driving garage-owned vehicles.

• Large dealerships should be sure that they select the appropriate coverage limit so that their insurance plan covers storage at new lots.

Need garage liability insurance? Get competitive insurance quotes for garage liability insurance and garage insurance.